The maximum amount you can borrow will be determined by 2 factors. Your capacity to pay and your overall point score, and a Lenders products and policy.

Unsecured Personal Loans.

Unsecured Personal Loans are often capped at $40,000, with some Lenders going to $50,000.

The maximum limits are generally only given to borrowers that are assest backed; i.e. are home owners or have equity in their mortgage, or applicants that are strong in their overall score, taking into account all other factors, like credit history past and present, stability in residence and employment, savings etc.

If you are looking at debt consolidation, the facilities you wish to payout like credit cards,store cards, and personal loans, need to have been paid on time, for personal loans; atleast the most recent 6 months, and credit cards the most recent 3 months; and without exceeding the credit limit either.

Secured Personal Loans, or Car Loans.

Secured Personal Loans generally has a maximum of $80,000 and again the maximum is generally for asset backed Customers.

if you are not sure of what is possible in your circumstances, don't hesitate to give us a call.